Loan Runway is not a lender and does not make loan or credit decisions. Ad Disclosure
Personal loans · $100 to $35,000
A clear path to the loan you need.
Choose an amount and answer a few straightforward questions. We'll search our network of lenders for one that may be able to help.
- Free to use
- One request, many lenders
- No obligation to accept
Sent over a 256‑bit SSL encrypted connection.
Loan Runway is not a lender. Your request may be shared with lenders and partners who may pay us. Terms · Privacy · Ad Disclosure
How it works
Three steps, start to finish.
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Choose an amount
Anything from $100 to $35,000. You can adjust it on the next screen.
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Answer a few questions
About you, your income and your bank account, one question at a time.
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Review your next step
If a lender in our network may be able to help, we send you to their offer to review. Nothing is final until you accept.
Why Loan Runway
Built to keep things simple.
One form, a careful search and a clear answer on what comes next.
Start your requestNo cost to you
Sending a request through Loan Runway is free.
Protected in transit
Your details travel over a 256‑bit SSL encrypted connection.
A wider search
One request can reach many lenders in our network, instead of separate applications.
Your decision
Review any offer in full. Nothing is binding until you accept it.
Cost examples
What a loan could cost.
How rate, fee and term shape a loan. Your actual terms are set by the lender.
- Interest rate
- 24%
- Origination fee
- 5% ($50)
- Amount you receive
- $950
- Term
- 12 months
- Monthly payment
- $94.56
- Total of payments
- $1,134.72
- APR
- 34.14%
- Interest rate
- 19%
- Origination fee
- 5% ($100)
- Amount you receive
- $1,900
- Term
- 24 months
- Monthly payment
- $100.82
- Total of payments
- $2,419.68
- APR
- 24.38%
- Interest rate
- 13%
- Origination fee
- 5% ($250)
- Amount you receive
- $4,750
- Term
- 48 months
- Monthly payment
- $134.14
- Total of payments
- $6,438.72
- APR
- 15.80%
- Interest rate
- 8%
- Origination fee
- 5% ($500)
- Amount you receive
- $9,500
- Term
- 60 months
- Monthly payment
- $202.76
- Total of payments
- $12,165.60
- APR
- 10.20%
| Loan amount | $1,000 | $2,000 | $5,000 | $10,000 |
|---|---|---|---|---|
| Interest rate | 24% | 19% | 13% | 8% |
| Origination fee | 5% ($50) | 5% ($100) | 5% ($250) | 5% ($500) |
| Amount you receive | $950 | $1,900 | $4,750 | $9,500 |
| Term | 12 months | 24 months | 48 months | 60 months |
| Monthly payment | $94.56 | $100.82 | $134.14 | $202.76 |
| Total of payments | $1,134.72 | $2,419.68 | $6,438.72 | $12,165.60 |
| APR | 34.14% | 24.38% | 15.80% | 10.20% |
*These are example rates for illustration purposes only. Actual rates and terms will vary based on your qualifications and lender.
The APR includes the origination fee, which is deducted from the loan amount, so it is higher than the interest rate.
Questions
Frequently asked.
The essentials of how Loan Runway works.
What is a personal loan?
Money you borrow from a lender and repay in regular installments. You can request from $100 to $35,000, with repayment terms of up to 72 months. The lender decides what it can offer based on your situation.
Who can send a request?
In general, you'll need to:
- be 18 or older
- be a U.S. citizen or permanent resident
- have a regular source of income
- have a bank account (direct deposit helps)
Is there a fee for using Loan Runway?
No. Our service is free. Lenders charge interest and may charge fees, and they must show you the full terms before you agree to anything.
How do APR and loan terms work?
The APR, or annual percentage rate, is the yearly cost of credit. It may range from 5.99% to 35.99%, with terms from 91 days to 72 months. Your figures depend on your circumstances and the lender.
Who do I repay?
The lender, on the schedule set out in your loan agreement. For questions about payments, dates or methods, contact your lender directly.
What happens to my information?
Your details are encrypted with 256‑bit SSL on their way to us. When you submit, they may be shared with lenders, networks and service providers, as described in our Privacy Policy and Marketing Disclosure.
Ready when you are.
Choose an amount, answer a few questions, and we'll handle the search.
Start your request